Facebook With 27 Organizations In The world to Start The Non-profit Libra Association By 2020

By: Mark Zuckerberg


On the 18 of June Mark Zuckerberg updated his Facebook page saying “Facebook With 27 Organizations In The world to Start The Non-profit Libra Association By 2020”

Today, Facebook is coming together with 27 organizations around the world to start the non-profit Libra Association and create a new currency called Libra.

Libra’s mission is to create a simple global financial infrastructure that empowers billions of people around the world. It’s powered by blockchain technology and the plan is to launch it in 2020. You can read more about the association here: https://libra.org

Being able to use mobile money can have an important positive impact on people’s lives because you don’t have to always carry cash, which can be insecure, or pay extra fees for transfers. This is especially important for people who don’t have access to traditional banks or financial services. Right now, there are around a billion people who don’t have a bank account but do have a mobile phone.

We aspire to make it easy for everyone to send and receive money just like you use our apps to instantly share messages and photos. To enable this, Facebook is also launching an independent subsidiary called Calibra that will build services that let you send, spend and save Libra — starting with a digital wallet that will be available in WhatsApp and Messenger and as a standalone app next year.

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Calibra will be regulated like other payment service providers. Any information you share with Calibra will be kept separate from information you share on Facebook. From the beginning, Calibra will let you send Libra to almost anyone with a smartphone at low to no cost. Over time, we hope to offer more services for people and businesses — like paying bills with the push of a button, buying coffee with the scan of a code, or riding local public transit without needing to carry cash or a metro pass.

In addition to our efforts, many other companies will build their own services using Libra — from payment companies like Mastercard, PayPal, PayU, Stripe and Visa, to popular services like Booking, eBay, Farfetch, Lyft, Spotify and Uber, to non-profits doing important work around financial inclusion like Kiva, Mercy Corps and Women’s World Banking, to companies in the crypto space like Anchorage, Coinbase, Xapo, and Bison Trails. A number of leading Venture firms are also joining to help drive innovation on the Libra network. We’re hoping to have over 100 cofounding members of the Libra Association by the time the network launches next year.

All of this is built on blockchain technology. It’s decentralized — meaning it’s run by many different organizations instead of just one, making the system fairer overall. It’s available to anyone with an internet connection and has low fees and costs. And it’s secured by cryptography which helps keep your money safe.

This is an important part of our vision for a privacy-focused social platform — where you can interact in all the ways you’d want privately, from messaging to secure payments.

Privacy and safety will be built into every step. For example, Calibra will have a dedicated team of experts in risk management focused on preventing people from using Calibra for fraudulent purposes. We’ll provide fraud protection so if you lose your Libra coins, we’ll offer refunds. We also believe it’s important for people to have choices, so you’ll have the option to use many other third-party wallets on the Libra network.

There’s still a lot more to learn and do before Libra will be ready to officially launch. We know it’s a major undertaking and responsibility — and we’re committed to getting this right. We’ve been working with policymakers and experts in areas like financial inclusion, economics, security, privacy and blockchain, and we’ll continue listening to their feedback as we figure out the best way to move forward. We’re thankful for their partnership, and for all the businesses, organizations, and academic institutions that are part of the Libra Association.

This is the beginning of an exciting journey and I’m looking forward to sharing more soon.

AFRICA AND THE BURDEN OF FUNERAL RITES – The Lessons not Learned!

By: Theophilus Izobofolo


AFRICA AND THE BURDEN OF FUNERAL RITES – The Lessons not Learned!

Africans have great value for celebrations. Death is celebrated even more than birth unless the death of an infant or a young person.

The death of a father, mother, grand and great grand parents is a celebration of life, which brings together all members of the family. Including extended family members, friends and associates, colleagues, neighbours, and towns people. It’s a fun fair that hold great tourism value.

The length of the funeral varies from place to place ranging from three to seven days or more. Food, drinks, clothing, decorations, musicians and dance groups, canopies, chairs, security, transportation, casket, and requirements for traditional rites constitutes the sum of the budget for funeral.

The traditional funeral rites which is the burial itself has witnessed evolutionary transformation. Chickens were acceptable for the burial of women, goats for men and cows for tittle holders (chiefs and kings) depending on the financial status of the affected family. In modern times only cows are acceptable for funeral rites which cost between One Hundred and fifty thousand and three hundred thousand naira (N150,000.00 – N300,000.00). Today, poor families use between two to three cows while the rich may use between five and as many as ten or twenty.

Financing the funeral is a huge burden. Some families have had to sell family assets such as land, plantation or borrow from money lenders at exorbitant interest rates. In recent times, family members have resorted to sharing the total budget as levies. In some cases, unemployed youths and women are also task to pay the compulsory burial levy.

Every family member strives to pay the levy so as to participate actively and fulfill the wish of their parents.

The unemployed members of the family usually will face some conditions that reminds them of their financial status. There are cases where they have to borrow money to pay the transport fare back to the town or city. After the funfair, everyone returns to his or her place.

While family celebrations and parties are good in themselves, the issue that should be of serious concern to every African is the financial implications imposed on poor people in the family and society.

Can’t a family task themselves in like manner to start a family business and provide employment for their members? Imagine if the N5,000,000 or N7,000,000 spent for funeral was invested in some viable members of the family or on a viable venture that can empower members, or relations.

Imagine how many assets has been lost for funeral of parents.

Educated Christian elders who retire to their communities have a great role to play here. The culture of exorbitant funerals must be discouraged. Funeral should not bury assets of the family along with the dead. The imposition of levies upon the viable members of the family is good where the proceeds forms a family pool to empower her members or create a family business.

 

CAUSES OF SUICIDE AND DEPRESSION

CAUSES OF SUICIDE AND DEPRESSION

(1) WHEN THERE IS FAMINE IN THE LAND:-

When the society, land or country is moving forward, this can lead to a serious depression and then suicide. In a country where the government has failed to provide jobs and eliminate poverty but choose to keep the country stagnant by enriching themselves only can cause one to think of committing suicide.

There are so many graduates scattered on the streets of Nigeria who have tried to secure a job but was turned down and rejected. When there are no Jobs, it causes poverty and when there is poverty, there is hunger and when there is hunger, it can make some to begin to hear strange voices telling them to end their life by giving them reasons to believe that they are not needed here. Until this is handed well, the stoppage of suicide is not guaranteed.

(2) WRONG RELATIONSHIP/MARRIAGE:-

This is another tool and instrument Satan uses to cause depression in the hearts of people and make them kill themselves. Wrong relationship and wrong marriage can cause depression and lead to suicide when one of the spouse threatens to leave the relationship or maybe cases of cheating and being caught and avoiding being exposed.

If the relationship you are into now is giving you serious headache, please gently walk away from it. Any relationship that gives you trouble and threatens your peace of mind won’t last long and can harm you if you continue to push further. Just walk away from with without saying a word and make yourself happy. Apart from God, no one can love you better than yourself.

(3) LACK OF PATIENCE :-

Lack of patience can make someone depressed and then lead to suicide. You can have everything you want in your own time. It can’t and will never happen in your own time. It can only be possible in God’s time. If God had promised you something, please wait for it. God is not a man that he should lie. He can’t forget his promises towards you.

It will take a little time but trust me it will surely come to pass. As long as rapture tarries, please keep waiting on him. I know that it has started choking you but please hold on a bit. The answer is older than the problem.

“For the vision is yet for an appointed time, but at the end it shall speak, and not lie: though it tarry, wait for it; because it will surely come, it will not tarry”. (Habakkuk 2:3).

(4) NOT BEING ROOTED IN GOD’S WORD:-

When a Christian, a child of God, a believer is not rooted and planted in the word of God, it can create room for familiar spirits to afflict him/her with the spirit of depression and then suicide. When you are rooted in God’s word, the devil can’t overcome you. When you are rooted in the word of God, you will be able to dictate the strange voice of Satan when he is speaking.

When you have strong root in God’s word, there are scriptures that you can use to defeat depressions and overcome them. Satan always wants you to see reasons to hate yourself, he wants you to see the inability in you without seeing the God giving abilities in you. But when you know your stand in God’s word, you can take your stand and rebuke him.

(5) REFUSING TO BELIEVE IN YOURSELF:-

So many youths are depressed today because they refuse to believe in themselves. Everyone has a God given ability in him/her. And until you activate it, it will remain dormant.

Since the government has failed the youths which are the leaders of tomorrow, you can choose to make a difference. You can be creative, you can be self employed. Yes you can do it only if you will believe in yourself. The strength is in you, the talent and gifts are all dwelling in you.  Just tell yourself “I CAN MAKE IT”.  Once you believe on yourself and work towards it, the spirit of depression and suicide won’t have access into you.

Ending your life by yourself is not the best. You can be the best thing happening in your generation…

 

(Dr Chinomso Jude Nwala)

GOD FEARING IS NOT A QUALITY

By: Dr. U.Mick

GOD FEARING IS NOT A QUALITY

Listen guys, i wish someone had told you this before now, let me quickly show you what it means to be unequally yoked with unbelievers as it concerns relationships, I think you should learn this perspective:

If only you knew how much time you have wasted searching for a God-fearing partner. If only you knew how many potential life partners you have missed because you’re too busy looking for a good Christian Jesus loving God-fearing partner.

Listen guys, God-fearing is not a quality people posess, it is WHO THEY ARE, it is a NATURE people carry, a lot of us do this, we write all kinds of things we are looking for in a life partner; must be God-fearing, must be spiritual, does not smoke/drink, a faithful tither, passion for Kingdom things etc.

Naaa, these things are not necessary because God fearing is not a quality but a nature, you cannot carry the nature of God and still be a drunk, you cannot carry the nature of God and not be a kingdom addict and a God chaser. So what am looking for is a “COMPATIBLE” partner in a group of “God-fearing men”! Not God fearing partner among “incompatible men” That is the big difference.

A lot of us make the mistake of believing that just because a person is saved and single it means we are equally yoked, no we aren’t. Just because a person is born again don’t mean that the yoke is equal, no it isn’t…

You can be equally yoked in quoting scriptures of the Bible, you can be equally yoked in attending church services every Sunday, sitting at the front row, you can be equally yoked in participating actively as leaders in your departments at church, you can be equally yoked in desiring the things of God, just like the scripture puts it, been saved gives us the privilege of being a member of the body of Christ.

But,

Are you equally yoked in character? Are you equally yoked in forgiving a hurt? Are you equally yoked in forgetting past deeds? Are you equally yoked in getting a job to support each other financially? Are you equally yoked in allowing the issues of the family stay in the family? Are you equally yoked in placing each other’s needs first before your own needs?

There is a lot to the understanding of that scripture, especially when it comes to the area of dating and marriage. People try to run away from yoking with unbelievers, only to turn around and enter into an unequal yoke with a believer. *They might be GOOD for you, but that doesn’t make them RIGHT for you.

Two believers will struggle if they have different  perspectives about Marriage. Two believers will struggle if they obey different doctrines or principles of a Godly relationship, and this is where some of us slightly miss the concept of yoking,  we must first be equally yoked in Christ through faith, and then be equally yoked with each other through character/COMPATIBILITY.

So stop looking for a God-fearing partner, go to the Den of God-fearing people and find the one that is SUITABLE for you, that’s the secret. Hope someone catch this Rhema?

Dr. U.Mick

#LOVE_AFFAIR

PROSTATE HEALTH AWARENESS  

PROSTATE HEALTH AWARENESS

Gentlemen,

I am here to speak with you on Prostate. The topic is misleading. Is prostate strictly for men? Yes, ONLY men have prostate and ONLY men over 40 years but the healthcare enlightenment is for everyone. There is no woman who does not know a man 40 years and above, father, uncle, brother, son, friend, neighbour, colleague…

Essentially what I will be doing today is health promotion. Responsible health promotion must provide three things:

  1. Information

  2. Reassurance

  3. A plan of action.

Let me start with a background on prostate health.

Everyone has a pair of kidneys. The job of the kidney is to remove waste. It is the LAWMA (waste management company) of your body. Everyday your blood passes through the kidney several times to be filtered. As the blood is filtered, urine is formed and stored in a temporary storage tank called the urinary bladder.

If there were to be no urinary bladder, as a man walks on the road, urine will be dropping.

Now think of the plumbing work in your house. Think of the urinary bladder as the overhead storage tank. From the storage tank, a good plumber will run pipes to other parts of the house, including the kitchen. God in His wisdom ran pipes from our urinary bladder to the tip of the penis. The pipe is called the urethra. Just below the bladder and surrounding the urethra is a little organ called the prostate gland.

The prostate gland is the size of a walnut and weighs about 20grams. Its job is to make the seminal fluid which is stored in the seminal vesicle. During sexual intercourse, seminal fluid comes down the urethra and mixes with the sperms produced in the testicles to form the semen. So semen technically is not sperm. It is sperm + seminal fluid. The seminal fluid lubricates the sperm.

After age 40, for reasons that may be hormonal, the prostate gland begins to enlarge. From 20 grams it may grow to almost 100 grams. As it enlarges, it squeezes the urethra and the man begins to notice changes in the way he urinates.

If you have a son under 10, if he has a little mischief like we all did at that age, when he comes out to urinate, he can target the ceiling and the jet will hit target. Call his father to do same, wahala dey. His urine stream is weak, cannot travel a long distance and sometimes may come straight down on his legs. So he may need to stand in awkward position to urinate.

Not many men will be worried their urine stream cannot hit the ceiling. Toilets are on the floor and not on the ceiling. But other symptoms begin to show.

TERMINAL DRIPPLING:

The man begins to notice that after urinating and repacking, urine still drops on his pants. This is the reason why after an older man urinates, he has to ring bell. A younger man simply delivers to the last drop and walks away. Just see an older man coming from the bathroom. Sometimes he may clutch the newspaper closely to hide the urine stains, particularly on plain colored trousers.

HESISTANCY

At this point you wait longer for the urine flow to start. There are 2 valves that must open for you to urinate – the internal and external sphincters. Both open but because of obstructions in the urethra, you wait longer for the flow to start.

INCOMPLETE EMPTYING

You have this feeling immediately after urinating that there is still something left.

As all these things happen, the bladder begins to work harder to compensate for the obstruction in the urethra. The frequency of urination goes up. Urgency sets in. Sometimes you have to practically run into the toilet. Nocturia also becomes common. You wake up more than 2 times at night to urinate. Your wife begins to complain.

Men being men may not talk to anyone even at this point. Then the more serious complications start.

Stored urine gets infected and there may be burning sensation when urinating.

Stored urine forms crystals. Crystals come together to form stone either in the bladder or in the kidney. Stones may block the urethra.

Chronic urinary retention sets in. The bladder stores more and more urine. The size of the bladder is 40 – 60cl. A bottle of coke is 50cl. As the bladder stores more urine it can enlarge up to 300cl. An overfilled bladder may leak and this leads to wetting / urinary incontinence. Also the volume may put pressure on the kidney and may lead to kidney damage.

What may likely bring the man to hospital is acute urinary retention. He wakes up one day and he is not able to pass urine.

Everything I have described above is associated with prostate enlargement, technically called benign prostate hyperplasia.

There are other diseases of the prostate like:

  1. Prostatitis – inflammation of the prostate

  2. Prostate cancer – cancer of the prostate.

This discussion is on prostate enlargement.

I have bad news and good news.

The bad news is that everyman will have prostate enlargement if he lives long enough.

The good news is that there are life style changes that can help the man after 40 to maintain optimum prostate health.

NUTRITION

Look at what you eat. 33% of all cancers, according to the US National Cancer Institute is related to what we eat.

Red meat everyday triples your chances of prostate disease. Milk everyday doubles your risk. Not taking fruits / vegetables daily quadruples your risk.

Tomatoes are very good for men. If that is the only thing your wife can present in the evening, eat it with joy. It has loads of lycopene. Lycopene is the most potent natural antioxidant.

Foods that are rich in zinc are also good for men. We recommend pumpkin seeds (ugbogulu).

Zinc is about the most essential element for male sexuality and fertility.

Men need more zinc than women. Every time a man ejaculates he loses 15mg of zinc. Zinc is also important for alcohol metabolism. Your liver needs zinc to metabolize alcohol.

ALCOHOL CONSUMPTION

As men begin to have urinary symptoms associated with prostate enlargement, it is important they look at alcohol consumption. More fluid in means more fluid out.

Drink less. Drink slowly.

EXERCISE

Exercise helps build the muscle tone. Every man should exercise. Men over 40 should avoid high impact exercise like jogging. It puts pressure on the knees. Cycling is bad news for the prostate. We recommend brisk walking.

SITTING

When we sit, two-third of our weight rests on the pelvic bones. Men who sit longer are more prone to prostate symptoms. Do not sit for long hours. Walk around as often as you can. Sit on comfortable chairs. We recommend a divided saddle chair if you must sit long hours.

DRESSING

Men should avoid tight underwear. It impacts circulation around the groin and heats it up a bit. While the physiological temperature is 37 degrees, the groin has an optimal temperature of about 33 degrees. Pant is a no – no for men. Wear boxers.  Wear breathable clothing.

SMOKING

Avoid smoking. It affects blood vessels and impact circulation around the groin.

SEX

Regular sex is good for the prostate.

Celibates are more pronenn to prostate illness. While celibacy is a moral decision, it is not a biological adaptation. Your prostate gland is designed to empty its contents regularly.


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